A VA loan is a mortgage loan guaranteed by the United States Department of Veterans Affairs (VA). The basic intention of the VA home loan...

Choosing the right mortgage loan originator can be a tough task, but it’s a necessary part of the home-buying and home-selling process....

FHA Loans FHA loans are a popular option for first-time home-buyers. Down payments can be as little as 3.5%. The current calculation of...

What is it? HUD ( Housing and Urban Development) offers a substantial Incentive in the form of a discount of 50% from the list price of...

Pre-Qual’ed vs. Pre-Approved Clarity The mortgage process typically includes the initial phase of a pre-qualified and/or pre-approved...

ITIN Lending Program (Non-Citizen Lending) Today, a home buyer doesn’t need a social security number to get a mortgage. Shocking, but...